About Ambit Energy

Ambit Energy provides electricity and natural gas services in deregulated markets across the United States, primarily marketed through a direct sales channel of Independent Consultants. More than 600,000 Independent Consultants have joined the company to pursue the Ambit Opportunity. Based in Dallas, Texas, our company is focused on being the finest and most-respected retail energy provider in America, offering cost-effective choices for today’s energy consumer. In 2010, Ambit was named #1 Fastest-Growing Private Company in America by Inc. magazine, and we continue to pick up steam as the fastest-growing company in the retail energy sector today.

FUNDING GUIDELINES.

Land Only Notes

Minimum Funding Amount: $30,000 Maximum Funding Amount: $200,000

First position notes only – No Seconds No Interest Only Notes

Credit Requirements: Notes seasoned from 90 days to 1 year = 650+

Notes 1 year and older = 600+

Minimum Seasoning Requirement: 90 Days

Minimum Down Payment: 30% for all notes with less than one year pay history.

Maximum LTV: 70%

Commercial Mortgage Notes

Minimum Funding Amount: $100,000 Maximum Funding Amount: $2,000,000

First position notes only – No Seconds No Interest Only Notes

Credit Requirements: Notes seasoned from 120 days to 1 year = 675+

Notes 1 year and older = 650+

Minimum Seasoning Requirement: 120 Days

Minimum Down Payment: 30% for all notes with less than one year pay history.

Maximum LTV: 70%

Rehab deals require at least one year of pay history.

No Gas Stations

No Church Notes

Services Not Offered

Loan Originations

Home Equity Loans

Line of Credit Loans

Personal Loans

Reverse Mortgages

No Notes from Internet Websites

All Guidelines Subject to Change Without Notice

Funding Guidelines.

Funding Guidelines

Residential Mortgage Notes – Single Family Residence

Minimum Funding Amount: $30,000 Maximum Funding Amount: $2,000,000

First position notes only – No Seconds No Interest Only Notes

Credit Requirements: Notes seasoned from 90 days to 1 year = 650+

Notes 1 year and older = 600+

Minimum Seasoning Requirement: 90 Days

Minimum Down Payment: 10% for all notes with less than one year pay history.

Rehab deals require at least one year of pay history.

Residential Mortgage Notes – Condo’s / Duplexes / Townhomes

Minimum Funding Amount: $30,000 Maximum Funding Amount: $2,000,000

First position notes only – No Seconds No Interest Only Notes

Credit Requirements: Notes seasoned from 90 days to 1 year = 650+

Notes 1 year and older = 600+

Minimum Seasoning Requirement: 90 Days

Minimum Down Payment: 10% for all notes with less than one year pay history.

Rehab deals require at least one year of pay history.

Mobile Homes with Land

Minimum Funding Amount: $30,000 Maximum Funding Amount: $200,000

First position notes only – No Seconds No Interest Only Notes

Credit Requirements: Notes seasoned from 90 days to 1 year = 650+

Notes 1 year and older = 600+

Minimum Seasoning Requirement: 90 Days

Minimum Down Payment: 20% for all notes with less than one year pay history.

No mobile home notes without land.

Rehab deals require at least one year of pay history.