FUNDING GUIDELINES.

Land Only Notes

Minimum Funding Amount: $30,000 Maximum Funding Amount: $200,000

First position notes only – No Seconds No Interest Only Notes

Credit Requirements: Notes seasoned from 90 days to 1 year = 650+

Notes 1 year and older = 600+

Minimum Seasoning Requirement: 90 Days

Minimum Down Payment: 30% for all notes with less than one year pay history.

Maximum LTV: 70%

Commercial Mortgage Notes

Minimum Funding Amount: $100,000 Maximum Funding Amount: $2,000,000

First position notes only – No Seconds No Interest Only Notes

Credit Requirements: Notes seasoned from 120 days to 1 year = 675+

Notes 1 year and older = 650+

Minimum Seasoning Requirement: 120 Days

Minimum Down Payment: 30% for all notes with less than one year pay history.

Maximum LTV: 70%

Rehab deals require at least one year of pay history.

No Gas Stations

No Church Notes

Services Not Offered

Loan Originations

Home Equity Loans

Line of Credit Loans

Personal Loans

Reverse Mortgages

No Notes from Internet Websites

All Guidelines Subject to Change Without Notice